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Kulshan Community Land Trust's primary goal, as an organization, is to provide opportunities for low- and moderate-income people to secure housing that is decent and affordable. To this end KulshanCLT has two primary program areas that address the two primary barriers to homeownership for households of modest means. One is the lack of capital; the other is the lack of information. KulshanCLT's HomeBuyer Driven Program was established as a downpayment assistance program to close the gap between the cost of decent housing and the amount of mortgage plus downpayment that a family can afford.
KulshanCLT also offers a series of 6-hour HomeBuyer Education Courses that gives potential homebuyers the knowledge to successfully maneuver through the maze that leads to homeownership. The courses cover all aspects of the homebuying process, including how to access downpayment assistance programs and subsidized interest rate mortgages. See the specific program descriptions of the HomeBuyer Driven Program and the HomeBuyer Education Courses for more information.
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Prospective Homebuyer - Member/Benefactor
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